A residual dividend is a dividend policy that companies use when calculating the dividends to be paid to shareholders. Companies that use a residual dividend policy fund capital expenditures with available earnings before paying dividends to shareholders. This means the dollar amount of dividends paid to investors each year will vary.
The dividend yield, expressed as a percentage, is a financial ratio that shows how much a company pays out in dividends each year relative to its stock price.
The guaranteed minimum accumulation benefit (GMAB) is a variable annuity rider that guarantees a minimum value to the annuitant after the accumulation period or another set period, usually somewhere close to 10 years. The GMAB rider protects the value of the annuity from market fluctuations. This optional benefit is available for an additional cost, which varies per insurance provider.
Proof of Stake (PoS) concept states that a person can mine or validate block transactions according to how many coins he or she holds. This means that the more Bitcoin or altcoin owned by a miner, the more mining power he or she has.
The cash surrender value is the sum of money an insurance company pays to a policyholder or an annuity contract owner in the event that their policy is voluntarily terminated before its maturity or an insured event occurs. This cash value is the savings component of most permanent life insurance policies, particularly whole life insurance policies. It is also known as cash value, surrender value, and policyholder’s equity.
An option adjustable-rate mortgage (option ARM) is a type of ARM mortgage where the borrower has several options as to which type of payment is made to the lender. In addition to having the choice of making payments of interest and principal that amounts to those made in conventional mortgages, option ARMs also have alternative payment options where the mortgagor can make significantly smaller payments by making interest-only payments or minimum payments.
The cash surrender value is the sum of money an insurance company pays to a policyholder or an annuity contract owner in the event that their policy is voluntarily terminated before its maturity or an insured event occurs. This cash value is the savings component of most permanent life insurance policies, particularly whole life insurance policies. It is also known as cash value, surrender value, and policyholder’s equity.
An option adjustable-rate mortgage (option ARM) is a type of ARM mortgage where the borrower has several options as to which type of payment is made to the lender. In addition to having the choice of making payments of interest and principal that amounts to those made in conventional mortgages, option ARMs also have alternative payment options where the mortgagor can make significantly smaller payments by making interest-only payments or minimum payments.
Earnings call is a conference call between the management of a public company, analysts, investors, and the media to discuss the company’s financial results during a given reporting period, such as a quarter or a fiscal year. An earnings call is usually preceded by an earnings report. This contains summary information on financial performance for the period.
The Kijun Line, also called the Base Line or Kijun-sen, is one of five components that make up the Ichimoku Cloud indicator. The Kijun Line is typically used in conjunction with the Conversion Line (Tenkan-sen) to generate trade signals when they cross. These signals can be further filtered via the other components of the Ichimoku indicator.