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Investments glossary

MSCI Emerging Markets Index

The MSCI Emerging Markets Index stands for Morgan Stanley Capital International (MSCI), and is an index used to measure equity market performance in global emerging markets. It is just one index created by MSCI, which has been constructing and maintaining them since the late 1960s.

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Investments glossary

Delivered Duty Paid—DDP

Delivered duty paid (DDP) is a delivery agreement whereby the seller assumes all of the responsibility, risk, and costs associated with transporting goods until the buyer receives or transfers them at the destination port. This agreement includes paying for shipping costs, export and import duties, insurance, and any other expenses incurred during shipping to an agreed-upon location in the buyer’s country.

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Investments glossary

Operating Expense Ratio (OER)

In real estate, the operating expense ratio (OER) is a measurement of the cost to operate a piece of property compared to the income brought in by the property. It is calculated by dividing a property’s operating expense (minus depreciation) by its gross operating income and is used for comparing the expenses of similar properties. An investor should look for red flags, such as higher maintenance expenses, operating income, or utilities that may deter him from purchasing a specific property. read more

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Investments glossary

Elliott Wave Theory

The Elliott Wave Theory was developed by Ralph Nelson Elliott to describe price movements in financial markets, in which he observed and identified recurring, fractal wave patterns. Waves can be identified in stock price movements and in consumer behavior. Investors trying to profit from a market trend could be described as riding a wave. A large, strong movement by homeowners to replace their existing mortgages with new ones that have better terms is called a refinancing wave.

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Investments glossary

Fiscal Policy

Fiscal policy refers to the use of government spending and tax policies to influence economic conditions, especially macroeconomic conditions, including aggregate demand for goods and services, employment, inflation, and economic growth.

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Investments glossary

Restricted Stock Unit (RSU)

A restricted stock unit (RSU) is a form of compensation issued by an employer to an employee in the form of company shares. Restricted stock units are issued to an employee through a vesting plan and distribution schedule after achieving required performance milestones or upon remaining with their employer for a particular length of time.

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Investments glossary

Uphold

Founded as Bitreserve in 2013 and later changing its name, Uphold is a leading cloud-based digital currency platform. It allows users to transact across more than 30 different currencies and commodities, including a number of prominent digital currencies and precious metals. Through Uphold, users can also hold and convert their holdings with ease thanks to the platform’s so-called cloud money service.

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Investments glossary

Amortizable Bond Premium

The amortizable bond premium is a tax term that refers to the excess price paid for a bond over and above its face value. Depending on the type of bond, the premium can be tax-deductible and amortized over the life of the bond on a pro-rata basis.

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Drugs

How long does it take for a person to recover from the CoronaVirus Covid-19?

According to W.H.O: “

What is the recovery time for the coronavirus disease?
Using available preliminary data, the median time from onset to clinical recovery for mild cases is approximately 2 weeks and is 3-6 weeks for patients with severe or critical disease.

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Investments glossary

Aggressive Investment Strategy

An aggressive investment strategy typically refers to a style of portfolio management that attempts to maximize returns by taking a relatively higher degree of risk. Strategies for achieving higher than average returns typically emphasize capital appreciation as a primary investment objective, rather than income or safety of principal. Such a strategy would therefore have an asset allocation with a substantial weighting in stocks and possibly little or no allocation to bonds or cash.