Month: April 2020

Categories
Drugs

What is a N95 mask and does it really block out COVID-19 Coronavirus?

According to wikipedia, “An N95 mask or N95 respirator is a particulate-filtering facepiece respirator that meets the N95 standard of the U.S. National Institute for Occupational Safety and Health air filtration rating, meaning that it filters at least 95% of airborne particles, while not resistant to oil like the P95”

The short answer to the question is YES, but “Surgical, Cotton Masks Equally Ineffective in Blocking COVID-19 Spread, Say Investigators” so you don’t really need N95 unless you’re much more expose to COVID-19 working at a hospital or somewhere where COVID-19 is actively spreading then you probably need whole face mask N96 shield with hazardous suit. read more

Categories
Investments glossary

Per Capita

Per capita is a Latin term that translates into by head. Per capita means the average per person and is often used in place of per person in statistical observances. The phrase is used with economic data or reporting but is also applied to almost any other occurrence of population description.

Categories
Investments glossary

Nominee

A nominee is a person or firm into whose name securities or other properties are transferred to facilitate transactions while leaving the customer as the actual owner. A nominee account is a type of account in which a stockbroker holds shares belonging to clients, making buying and selling those shares easier. In such an arrangement, shares are said to be held in street name.

Categories
Investments glossary

Volume of Trade

Volume of trade is the total quantity of shares or contracts traded for a specified security. It can be measured on any type of security traded during a trading day. Volume of trade or trade volume is measured on stocks, bonds, options contracts, futures contracts and all types of commodities.

Categories
Investments glossary

Competitive Intelligence

Competitive intelligence, sometimes referred to as corporate intelligence, refers to the ability to gather, analyze, and use information collected on competitors, customers, and other market factors that contribute to a business’s competitive advantage. Competitive intelligence is important because it helps businesses understand their competitive environment and the opportunities and challenges it presents. Businesses analyze the information to create effective and efficient business practices.

Categories
Investments glossary

Outright Option

An outright option is an option that is bought or sold individually. The option is not part of a spread trade or other types of options strategy where multiple different options are purchased. An outright option can refer to any basic option purchased on a single underlying security. Outright options include calls and puts.

Categories
Investments glossary

Backwardation

Backwardation is when the current price—spot—price of an underlying asset is higher than prices trading in the futures market. Backwardation is sometimes confused with an inverted futures curve. In essence, a futures market expects higher prices at longer maturities and lower prices as you move closer to the present day when you converge at the present spot price.

Categories
Investments glossary

Honorarium

An honorarium is a voluntary payment that is given to a person for services for which fees are not legally or traditionally required. Honoraria are typically used to help cover costs for volunteers or guest speakers and may be considered taxable income. For example, when a guest makes a speech at a conference, he might receive an honorarium to cover travel expenses.

Categories
Investments glossary

Volatility Smile Definition and Uses

A volatility smile is a common graph shape that results from plotting the strike price and implied volatility of a group of options with the same underlying asset and expiration date. The volatility smile is so named because it looks like a smiling mouth. Implied volatility rises when the underlying asset of an option is further out of the money (OTM) or in the money (ITM), compared to at the money (ATM). The volatility smile does not apply to all options.

Categories
Investments glossary

Growing-Equity Mortgage (GEM)

A growing-equity mortgage (GEM) is a type of fixed rate mortgage where the monthly payments increase over time according to a set schedule, rather than remaining fixed and equal over the loan term. The interest rate on the loan does not change, and there is never any negative amortization. Instead, the first payment is a fully-amortizing payment and as the payment amount increases over time, the additional amount above and beyond what would be a fully amortizing payment is applied directly to the remaining principal balance of the mortgage, shortening the life of the mortgage and increasing overall interest savings.