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Investments glossary

Peer-to-Peer (P2P) Lending

Peer-to-peer (P2P) lending enables individuals to obtain loans directly from other individuals, cutting out the financial institution as the middleman. Websites that facilitate P2P lending have greatly increased its adoption as an alternative method of financing.

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Investments glossary

Form 1099-B: Proceeds from Broker and Barter Exchange

Form 1099-B: Proceeds from Broker and Barter Exchange is a federal tax form used by brokerages and barter exchanges to record customers’ gains and losses during a tax year. Individual taxpayers will receive the form from their brokers or barter exchange already filled out. Taxpayers transfer the information from a 1099-B to Form 8949 to calculate their preliminary gains and losses. The result is entered onto Schedule D of their tax return.

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Investments glossary

Golden Share

A golden share is a type of share that gives its shareholder veto power over changes to the company’s charter. It holds special voting rights, giving its holder the ability to block another shareholder from taking more than a ratio of ordinary shares.

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Investments glossary

United States Treasury Money Mutual Fund

A United States Treasury money mutual fund is a mutual fund that pools money from investors to purchase low-risk government securities. A United States Treasury money mutual fund is a type of mutual fund that invests primarily or exclusively in U.S. government debt, such as Treasury bills and repurchase agreements. U.S. Treasury money mutual funds are a leading investment for investors seeking to preserve principal or invest cash temporarily.

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Investments glossary

Purchase Annual Percentage Rate (APR)

A purchase annual percentage rate, or APR, is the interest charge that is added monthly to the outstanding balance due on a credit card.

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Investments glossary

Interest Rate

The interest rate is the amount a lender charges for the use of assets expressed as a percentage of the principal. The interest rate is typically noted on an annual basis known as the annual percentage rate (APR). The assets borrowed could include cash, consumer goods, or large assets such as a vehicle or building.

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Investments glossary

Tezos (XTZ)

Tezos (XTZ) is a blockchain network linked to a digital token, which is called a tez or a tezzie. Tezos is not based on the mining of tez. Instead, token holders receive a reward for taking part in the proof-of-stake consensus mechanism.

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Not even the greatest investors made money during coronavirus covid-19

I guess he doesn’t have plan B for pandemic? an article talkabout Warent Buffet “Has Warren Buffett lost his magic touch?” afr.com “But after this weekend’s 55th Berkshire Hathaway annual general meeting — the first that investors could not attend — more shareholders are asking whether the 89-year-old Oracle of Omaha has finally peaked.”

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Investments glossary

Joint-Stock Company

The modern corporation has its origins in the joint-stock company. A joint-stock company is a business owned by its investors, with each investor owning a share based on the amount of stock purchased.

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Investments glossary

Revocable Trust

A revocable trust is a trust whereby provisions can be altered or canceled dependent on the grantor. During the life of the trust, income earned is distributed to the grantor, and only after death does property transfer to the beneficiaries.