Month: August 2020

A jewelry floater is a term used in the insurance industry to describe supplemental insurance covering precious jewelry.

A time series is a sequence of numerical data points in successive order. In investing, a time series tracks the movement of the chosen data points, such as a security’s price, over a specified period of time with data points recorded at regular intervals. There is no minimum or maximum amount of time that must be included, allowing the data to be gathered in a way that provides the information being sought by the investor or analyst examining the activity.

The National Association Of Certified Valuation Analysts (NACVA) is a group of business professionals that provide valuation and litigation services for various types of business transactions. National Association of Certified Valuation Analysts members receive training, education, and certification in asset valuation disciplines that they put to use in their respective professions. The organization also enforces standards of ethical conduct among its members.

The service sector produces intangible goods, more precisely services instead of goods, and according to the U.S. Census Bureau, it comprises various service industries including warehousing and transportation services; information services; securities and other investment services; professional services; waste management; health care and social assistance; and arts, entertainment, and recreation. Countries with economies centered around the service sector are considered more advanced than industrial or agricultural economies. read more

Neutral describes a position taken in a market that is neither bullish nor bearish – in other words, it is insensitive to the direction of the market’s price. If an investor has a neutral opinion – that is, he feels that a security or index will neither increase nor decrease in value in the near future – the investor can undertake an option strategy that may profit despite the lack of movement in the underlying security.

A fixed cost is a cost that does not change with an increase or decrease in the amount of goods or services produced or sold. Fixed costs are expenses that have to be paid by a company, independent of any specific business activities. In general, companies can have two types of costs, fixed costs or variable costs, which together result in their total costs. Shutdown points tend to be applied to reduce fixed costs.

Unallocated loss adjustment expenses (ULAE) are costs incurred by an insurance company that cannot be attributed to the processing of a specific claim. They are among the expenses for which an insurer has to set aside reserve funds, in addition to allocated loss adjustment expenses and contingent commissions.

An advertising budget is an estimate of a company’s promotional expenditures over a certain time period. More importantly, it is the money a company is willing to set aside to accomplish its marketing objectives. When creating an advertising budget, a company must weigh the value of spending an advertising dollar against the value of that dollar as recognized revenue.

The Intraday Momentum Index (IMI), is a technical indicator that combines aspects of candlestick analysis with the relative strength index (RSI). The intraday indicator was developed by Tushar Chande to aid investors with their trading decisions.

A usufruct is a legal right accorded to a person or party that confers the temporary right to use and derive income or benefit from someone else’s property. It is a limited real right that can be found in many mixed and civil law jurisdictions. A usufructuary is the person holding the property by usufruct.