Month: September 2020

OsMA is an abbreviation for the term oscillator of a moving average (MA). The OsMA is a technical indicator that shows the difference between an oscillator and its moving average over a given period of time. The MACD is most common oscillator used in the OsMA indicator, although any oscillator can be used. The MACD has a built-in moving average, which is the signal line. The signal line is an average of the MACD line. The OsMA is the difference or space between these two lines, usually drawn as a histogram. It can provide trend confirmation as well as possible trade signals. read more

Mental accounting refers to the different values people place on money, based on subjective criteria, that often has detrimental results. Mental accounting is a concept in the field of behavioral economics. Developed by economist Richard H. Thaler, it contends that individuals classify funds differently and therefore are prone to irrational decision-making in their spending and investment behavior.

A gatekeeper refers to requirements that must be met before an individual can qualify for a long-term care plan or to an individual who oversees a patient treatment through a health maintenance organization (HMO).

OsMA is an abbreviation for the term oscillator of a moving average (MA). The OsMA is a technical indicator that shows the difference between an oscillator and its moving average over a given period of time. The MACD is most common oscillator used in the OsMA indicator, although any oscillator can be used. The MACD has a built-in moving average, which is the signal line. The signal line is an average of the MACD line. The OsMA is the difference or space between these two lines, usually drawn as a histogram. It can provide trend confirmation as well as possible trade signals. read more

Mental accounting refers to the different values people place on money, based on subjective criteria, that often has detrimental results. Mental accounting is a concept in the field of behavioral economics. Developed by economist Richard H. Thaler, it contends that individuals classify funds differently and therefore are prone to irrational decision-making in their spending and investment behavior.

A gatekeeper refers to requirements that must be met before an individual can qualify for a long-term care plan or to an individual who oversees a patient treatment through a health maintenance organization (HMO).

The back-end ratio, also known as the debt-to-income ratio, is a ratio that indicates what portion of a person’s monthly income goes toward paying debts. Total monthly debt includes expenses, such as mortgage payments (principal, interest, taxes, and insurance), credit card payments, child support, and other loan payments.

Validation code is a series of three or four numbers on the front or back of a credit card. This code helps provide an additional layer of security when a credit card is used to make a purchase online or over the phone. Validation codes are also called security codes or card verification values and are sometimes referred to as CVV, CV2 or CVV2 codes. On American Express cards, the validation code is a four-digit number located on the front of the card on the right-hand side, in small print above the credit card account number. Most other credit card issuers print the validation code on the back, on the far right side of the signature panel. read more

Economic capital is a measure of risk in terms of capital. More specifically, it’s the amount of capital that a company (usually in financial services) needs to ensure that it stays solvent given its risk profile.

A back stop is the act of providing last-resort support or security in a securities offering for the unsubscribed portion of shares. A company tries to raise capital through an issuance, and to guarantee the amount received through the issue, it gets a back stop from an underwriter or major shareholder (such as an investment bank) to buy any of the unsubscribed shares.