Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.
Financial structure refers to the mix of debt and equity that a company uses to finance its operations. This composition directly affects the risk and value of the associated business. The financial managers of the business have the responsibility of deciding the best mixture of debt and equity for optimizing the financial structure.
The NASDAQ Global Select Market Composite is a market capitalization-weighted index made up of U.S.-based and international stocks that represent the NASDAQ Global Select Market. As of Feb. 28, 2020, the NASDAQ Global Select Market Composite consisted of 1,403 stocks that meet Nasdaq’s strict financial and liquidity requirements and corporate governance standards.
A tweezer is a technical analysis pattern, commonly involving two candlesticks, that can signify either a market top or bottom. Tweezer patterns are reversal patterns and occur when two or more candlesticks touch the same bottom for a tweezer bottom pattern, or when two or more candlesticks touch the same top for a tweezer top pattern.
The Securities Act of 1933 and the Securities Exchange Act of 1934 dictate much of the U.S. government’s approach to financial regulation, even nearly 100 years after they were established. Under these acts, transactions which qualify as investment contracts are considered securities, meaning that they are also subject to specific requirements related to disclosure and registration.
Groupon website and mobile app that offers coupons, cashback on purchases and group deals to consumers. Restaurants, retailers, and manufacturers use Groupon deals in an effort to lure customers into their establishments or to purchase their products.
Google Blogger is a free publishing platform run by Google. It is designed to be easy to use so writers can upload content to their blogs via email, Google Plus and various apps and programs.
The average annual return (AAR) is a percentage used when reporting the historical return, such as the three-, five-, and 10-year average returns of a mutual fund. The average annual return is stated net of a fund’s operating expense ratio. Additionally, it does not include sales charges, if applicable, or portfolio transaction brokerage commissions.
With benefit of survivorship refers to a legal agreement where property co-owners automatically receive full ownership when another co-owner dies. This process avoids legal hassles involved with estate settlements.
The foreign earned income exclusion prevents double taxation by excluding the income from U.S, taxation. The United States will tax your income earned worldwide. However, if you are an American expat, this means you are taxed twice on this income. The income you receive overseas, sees the foreign country tax, and can be taxed again by the IRS.