War risk insurance is a policy which provides financial protection to the policyholder against losses from events such as invasions, insurrections, riots, strikes, revolutions, military coups and terrorism. Auto, homeowners, renters, commercial property, fire, and life insurance policies often have act-of-war exclusions. With these exclusions, the policy will not pay for losses from war-related events. Because a standard insurance policy may specifically exclude war risk, it is sometimes possible to purchase a separate war risk insurance rider.
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