Month: March 2020

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When will American people receive stimulus check and how much really?

Everyday it kept changing, someday people thought everyone will get one NO wrong. Someday indicating only some American, and other days indicating it’s still working on that.

Exactly how much will I get?

The bill would provide one-time direct payments to Americans of $1,200 per adult making up to $75,000 a year and $2,400 to a married couple making up to $150,000, with $500 payments per child.

When will I receive the money?

While the exact date remains unclear — the bill still needs to be passed by the House and signed by the president — Treasury Secretary Steven Mnuchin said taxpayers should expect to receive a payment in less than a month after the package is signed into law. read more

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Investments glossary

Intrinsic Value

Intrinsic value is a measure of what an asset is worth. This measure is arrived at by means of an objective calculation or complex financial model, rather than using the currently trading market price of that asset.

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Investments glossary

Gemology

Gemology is the science of studying, cutting, and valuing precious stones, but the essence of gemology is in identifying the gemstones. One who works in the field of gemology is called a gemologist, and jewelers and goldsmiths also may be gemologists.

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Investments glossary

What is Probability Density Function (PDF)?

Probability density function (PDF) is a statistical expression that defines a probability distribution (the likelihood of an outcome) for a discrete random variable (e.g., a stock or ETF) as opposed to a continuous random variable. The difference between a discrete random variable is that you can identify an exact value of the variable. For instance, the value for the variable, e.g., a stock price, only goes two decimal points beyond the decimal (e.g. 52.55), while a continuous variable could have an infinite number of values (e.g. 52.5572389658…).

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Investments glossary

Vitalik Buterin

Vitalik Buterin is one of the best-known names in the world of cryptocurrency. Buterin is the creator of Ethereum, the second-most valuable cryptocurrency network behind Bitcoin in terms of market capitalization. He has been actively involved in the Bitcoin community as a writer and developer since 2011, and as co-founder of the popular Bitcoin Magazine (first issue in May 2012) along with Mihai Alisie. Vitalik Buterin first wrote about Ethereum in November 2013 and described it as “cryptocurrency 2.0″ – in short, since it presented the idea of using “the Bitcoin blockchain for more than just money”.

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Investments glossary

Reinvestment

Reinvestment is the practice of using dividends, interest, or any other form of income distribution earned in an investment to purchase additional shares or units, rather than receiving the distributions in cash.

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Investments glossary

Employee Stock Option (ESO)

Employee stock options (ESOs) are a type of equity compensation granted by companies to their employees and executives. Rather than granting shares of stock directly, the company gives derivative options on the stock instead. These options come in the form of regular call options and give the employee the right to buy the company’s stock at a specified price for a finite period of time. Terms of ESOs will be fully spelled out for an employee in an employee stock options agreement.

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Investments glossary

Bull Put Spread

A bull put spread is an options strategy that is used when the investor expects a moderate rise in the price of the underlying asset. The strategy uses two put options to form a range consisting of a high strike price and a low strike price. The investor receives a net credit from the difference between the two premiums from the options.

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Investments glossary

Noncurrent Assets

Noncurrent assets are a company’s long-term investments for which the full value will not be realized within the accounting year. Examples of noncurrent assets include investments in other companies, intellectual property (e.g. patents), and property, plant and equipment. Noncurrent assets appear on a company’s balance sheet.

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Investments glossary

Hard Money Loan Definition

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of last resort or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.