Categories
Investments glossary

Noncurrent Assets

Noncurrent assets are a company’s long-term investments for which the full value will not be realized within the accounting year. Examples of noncurrent assets include investments in other companies, intellectual property (e.g. patents), and property, plant and equipment. Noncurrent assets appear on a company’s balance sheet.

Categories
Investments glossary

Hard Money Loan Definition

A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of last resort or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

Categories
Investments glossary

Reverse ICO

Reverse initial coin offering (ICO) is a method used by existing, established real-world businesses to raise funds and get into cryptocurrency. These enterprises have existing products and/or services, and they cater to real world customers. Essentially, reverse ICO acts as an initial public offering (IPO) allowing an existing enterprise to launch cryptocurrency tokens and seek funds through crowdsourcing.

Categories
Investments glossary

Invisible Hand Definition

The invisible hand is a metaphor for the unseen forces that move the free market economy. Through individual self-interest and freedom of production as well as consumption, the best interest of society, as a whole, are fulfilled. The constant interplay of individual pressures on market supply and demand causes the natural movement of prices and the flow of trade.

Categories
Investments glossary

Unappropriated Retained Earnings

Unappropriated retained earnings consist of any portion of a company’s retained earnings that are not classified as appropriated retained earnings. Appropriated retained earnings are set aside by the board and are assigned to a specific purpose, such as factory construction, hiring new labor, buying new equipment, or marketing. They will not be distributed to shareholders as dividend payments. Unappropriated retained earnings can be passed on to shareholders in the form of dividend payments. read more

Categories
Investments glossary

Three White Soldiers Definition

Three white soldiers is a bullish candlestick pattern that is used to predict the reversal of the current downtrend in a pricing chart. The pattern consists of three consecutive long-bodied candlesticks that open within the previous candle’s real body and a close that exceeds the previous candle’s high. These candlesticks should not have very long shadows and ideally open within the real body of the preceding candle in the pattern.

Categories
Investments glossary

80-10-10 Mortgage

An 80-10-10 mortgage is a loan where the first and second mortgages happen simultaneously. The first mortgage lien has an 80-percent loan-to-value ratio (LTV ratio), the second mortgage lien has a 10-percent loan-to-value ratio, and the borrower will make a 10-percent down payment.

Categories
Investments glossary

Without Recourse

Without recourse is a phrase that has several meanings. In a general sense, without recourse pertains to when the buyer of a promissory note or other negotiable instrument assumes the risk of default. No recourse means that the person cannot obtain a judgment against, or reimbursement from, a defaulting or opposing party.

Categories
Drugs Gold Oil

Will there be US citizen or resident will not get the stimulus check of $1200?

Absolutely! it’s not for everyone. There will be some group or families will not get this $1200 or $500 check “Who doesn’t get a check?

The payment is reduced by five percent of every dollar above the income mark of $75,000 per year and individuals who make over $99,000 as well as couples with a combined income of more than $198,000 will not qualify. Joint filers who $198,000 or more per year are also exempt from receiving payment. “

So are you qualified?

Categories
Investments glossary

Understanding the Role of the Fed

The Federal Reserve System (FRS) is the central bank of the United States and arguably the most powerful financial institution in the world. It was founded to provide the country with a safe, flexible, and stable monetary and financial system. The FRS is comprised of 12 regional Federal Reserve Banks that are each responsible for a specific geographic area of the U.S. The system is often known simply as “the Fed.