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Investments glossary

HM Revenue and Customs (HMRC)

Her Majesty’s Revenue and Customs (HMRC), also known as Her Majesty’s Revenue Services, is the tax authority of the UK government. The agency is responsible for collecting taxes, paying child benefits, protecting the UK borders against illegal activity, and enforcing the payment of minimum wage by employers.

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Investments glossary

Long/Short Equity

Long/short equity is an investing strategy that takes long positions in stocks that are expected to appreciate and short positions in stocks that are expected to decline. A long/short equity strategy seeks to minimize market exposure while profiting from stock gains in the long positions, along with price declines in the short positions. Although this may not always be the case, the strategy should be profitable on a net basis.

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Investments glossary

Universal Default

Universal default is practice whereby a credit card issuer increases a credit cardholder’s interest rate if the individual is late making a minimum payment on any debt that is reported to the credit bureaus. For example, if Jenny has a Visa card and a Discover card and she misses the payment deadline on her Discover card, her Visa card issuer might increase the interest rate on her Visa card. Her Visa card issuer might even increase her rate if it learns Jenny was late paying her car loan.

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Investments glossary

Allocational Efficiency

Allocational efficiency (also known as allocative efficiency) is a characteristic of an efficient market in which capital is allocated in a way that is most beneficial to the parties involved. Allocational efficiency represents an optimal distribution of goods and services to consumers in an economy. It also represents an optimal distribution of financial capital to firms or projects among investors.

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Investments glossary

Watchlist

A watchlist is a list of securities being monitored for potential trading or investing opportunities.

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Investments glossary

Bare Trust

A bare trust is a basic trust in which the beneficiary has the absolute right to the capital and assets within the trust, as well as the income generated from these assets.

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Drugs Gold Oil

Which car insurance company accept Bitcoin Cryptocurrencies?

The short answer is: None so far. According to the internet google search “No Major Auto Insurers Offer Bitcoin as Payment. While you might be able to save 15% on car insurance with Geico, you can’t use Bitcoin to pay for your policy. At the moment there are no major U.S insurers offering any digital currency for payment towards a policy, even though Bitcoin has been around for over 8 years.”

However don’t let that stop you being creative, you never know one of the website out there might be selling giftcard that be use as voucher for payment, or someone willing to pay the insurance for you with their money to your insurance bill payment and you just have to pay that person in Bitcoin cryptocurrencies with a premium of course. So do your math, is the premium worth it? and what is that percentage premium? how is it compare with you having to cash your Bitcoin and paying tax for it plus having the IRS coming after you asking how much Bitcoin you have. read more

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Investments glossary

Volume Weighted Average Price (VWAP) Definition

The volume weighted average price (VWAP) is a trading benchmark used by traders that gives the average price a security has traded at throughout the day, based on both volume and price. It is important because it provides traders with insight into both the trend and value of a security.

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Investments glossary

Worldwide Coverage

Worldwide Coverage is an insurance policy provided by some insurance companies that globally covers the personal property of the insured against loss or damage. Examples of covered items include jewelry, furs, cameras, musical instruments, silverware/goldware, golf equipment, fine art (such as paintings, vases, antique furniture, oriental rugs, rare glass and china), collectibles, sports equipment and computer equipment.

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Investments glossary

Sale

A sale is a transaction between two or more parties in which the buyer receives tangible or intangible goods, services, and/or assets in exchange for money. In some cases, other assets are paid to a seller. In the financial markets, a sale can also refer to an agreement that a buyer and seller make regarding the price of a security.