Month: April 2020

Group life insurance is offered by an employer or other large-scale entity such an association or labor organization to its workers or members. This life insurance is fairly inexpensive and may even be free.

Balance of trade (BOT) is the difference between the value of a country’s imports and exports for a given period and is the largest component of a country’s balance of payments (BOP).

The Vancouver Stock Exchange (VAN) .V – (VSE) is a defunct stock exchange formerly located in Vancouver, British Columbia. It was incorporated in 1903 as the third largest marketplace in Canada behind the Toronto Stock Exchange and Montreal Stock Exchange. The exchange originally featured small capitalization, mining, oil and gas exploration stocks. By the early 1990s, however, the Vancouver exchange grew into a specialty market for venture capital securities. Today, the Vancouver Stock Exchange falls under the Toronto Stock Exchange (TSX) umbrella after a merger with the Canadian Venture Exchange in 1999. read more

An expiration date in derivatives is the last day that derivative contracts, such as options or futures, are valid. On or before this day, investors will have already decided what to do with their expiring position.

Corporate culture refers to the beliefs and behaviors that determine how a company’s employees and management interact and handle outside business transactions. Often, corporate culture is implied, not expressly defined, and develops organically over time from the cumulative traits of the people the company hires. A company’s culture will be reflected in its dress code, business hours, office setup, employee benefits, turnover, hiring decisions, treatment of clients, client satisfaction, and every other aspect of operations. read more

Marxism is a social, political, and economic philosophy named after Karl Marx, which examines the effect of capitalism on labor, productivity, and economic development and argues for a worker revolution to overturn capitalism in favor of communism. Marxism posits that the struggle between social classes, specifically between the bourgeoisie, or capitalists, and the proletariat, or workers, defines economic relations in a capitalist economy and will inevitably lead to revolutionary communism.

A universe of securities generally refers to a set of securities that share a common feature. Security universes can be used for different purposes. Institutionally, investment managers typically specify a universe of securities that defines some of the investing parameters for a managed fund. Broadly, investors may choose to allocate different portions of their personal portfolio based on various security universes with different risk-reward characteristics.

A wasting asset is an item that has a limited life span and irreversibly declines in value over time. Such fixed assets could be vehicles and machinery. However, in the financial markets, the term refers to options contracts since the contract will continually lose time value after purchase.

A universe of securities generally refers to a set of securities that share a common feature. Security universes can be used for different purposes. Institutionally, investment managers typically specify a universe of securities that defines some of the investing parameters for a managed fund. Broadly, investors may choose to allocate different portions of their personal portfolio based on various security universes with different risk-reward characteristics.

A wasting asset is an item that has a limited life span and irreversibly declines in value over time. Such fixed assets could be vehicles and machinery. However, in the financial markets, the term refers to options contracts since the contract will continually lose time value after purchase.